Mortgages:
List of Association of Reverse Mortgage Lenders
www.reversemortgage.org
Mortgage Calculator’s
www.interest.com
Bankrate:
Provides financial calculators, rates etc.
www.bankrate.com
Insurance Guide:
Home Insurance coverage
www.insure.com
Fannie Mae:
Approved Lenders List, defaulted loans etc.
www.fanniemae.com
Freddie Mac:
Information on how to get help for Federal Mortgage Loans
www.freddiemac.com
Home renting:
Provides information and forms for how to rent a home or rent out a home.
www.uslegalforms.com
Housing and Urban Development (HUD)
Information on HUD housing & Section 8
www.hud.gov
Pennsylvania Housing Finance Agency (PFHA)
Provides affordable housing for older adults, families of modest means, and persons with disabilities.
www.phfa.org
Utilities & Assistance Programs:
NJ Natural Gas:
HEAP (Home Energy Assistance Program)
- Provides rebates on the purchase of Gas Heating Systems and or Gas Water Heaters.
- Helps meet heating costs
www.njliving.com
LIHEAP:
(Low Income Home Energy Assistance Program)
www.acf.dhhs.gov/programs/liheap
Food Stamps:
www.fns.usda.gov/fsp/
For Consumers …
Federal Trade Commission (FTC)
Government agency to report the following
Identity Theft – Fraud – Creditor Harassment etc.
www.ftc.gov
Bank Checking Account:
Helps and Teaches how to maintain a checking account
www.aboutchecking.com
Bank Rates:
Provides the following
- Interest Rates
- Financial Calculators
www.bankrate.com
Credit Reporting Agency
Experian: www.experian.com
Equifax: www.equifax.com
TransUnion: www.transunion.com
Do not call list:
Prevents Telemarketers from calling you
www.donotcall.gov
Seniors:
AARP:
www.aarp.org
Social Security
www.ssa.gov
Free Tax Site:
To find a Free tax preparation site near you
IRS – Certified volunteers will prepare and e-file your taxes. (Federal and state)
www.phillyfreetaxes.org
Score: Service Corps of Retired Executives
Provides volunteers and education to help small businesses
www.score.org
Medicare:
www.medicare.gov
Eldercare Locator:
Assists in finding state programs
www.eldercarlink.com
Medical Resources:
American Diabetic Foundation
Provides free medical supplies for teachers and social workers
www.americandiabetes.com
PHRMA (Pharmaceutical Research & Manufacturers of America)
Provides free directory of drug assistance program.
www.phrma.org
Medicare
www.medicare.gov
National Institute for Mental Health
www.nimh.nih.gov
Needy Meds – List of information about prescriptions programs
Help to get free or discounted prescriptions
www.needymeds.com
Directory of Drug Assistance Programs
Phamaceutical Research & Manufacturers of America
www.phrma.org
Needy Meds – Source to help get free or discounted prescriptions.
www.needymeds.com
Student Loans:
New Jersey Higher Education Student Assistance Authority (HESAA)
- Student Loan Repayment
- Default Prevention
www.hesaa.org
Loan Locator:
www.studentclearinghouse.org
US Department of Education
www.ed.gov
Veterans Education Benefits
www.gibill.va.gov
New York Higher Education (HESC)
Hesc Default Unit
www.hesc.com
Pennsylvania Higher Education
www.pheaa.org
Sallie Mae
Private Student Loans, Stafford & Plus Loans.
- Check loan Status
- Loans for Undergrads
www.salliemae.com
Help Lines:
Debtors Anonymous:
www.debtoranonymous.org
Gamblers Anonymous:
www.gamblersanonymous.org
Narcotics Anonymous:
www.narcoticsanonymous.org
Suicide Hotline:
www.suicidehotlines.org
Pal Source:
Links to various local social services
(Red Cross, United Way etc.)
www.palsource.org
Benefits:
US Department of Labor – Information regarding:
- Unemployment Benefits
- Insurance
- Locating a Job, etc.
www.doleta.gov/layoff



